• 076 301 4189 / 012 244 0061

Cash into your account with in 24 hours


Whether you’re looking for extra cash for car repairs, your studies or even a wedding, trust Molebane to make it possible. Molebane Loan gives you access to:

  • A cash loan from R100 up to R8 000
  • Fast, paperless application process
  • Decision in seconds
  • Cash in your account within 24 hours
  • Flexible repayment options to choose from
  • Free monthly statement via email or SMS
  • Customer Protection Insurance



Get R100
immediately each time you refer
qualifying client

HOW TO APPLY


Getting started is easy, all it takes is a couple of steps – and we’ll call you back. You could get access up to R8 000 in 24 hours with just a short phone call.

If you qualify for Molebane's Loan, Molebane we'll call you, or you can call us at 082 578 6795 / 083 980 5099 / 076 301 4189. We just need a few pieces of information to process your application. Once it is approved, the money is deposited into your account within 24 hours.

The conditions of getting a Loan:

  • You must be 18 years and older
  • You must have a South African ID
  • Pay Slip
  • Provide your latest 3 months bank statements
  • Proof of Residence

LOAN TERMINOLOGY


Before you take out a loan, we want to make sure you know what all the contract terms mean. Here’s a quick guide to the legal jargon:

    Personal loan: A personal loan is when you borrow money from a lender (for example, a bank or financial services provider) for your personal use. It’s based on the borrower’s ability and promise to pay it back. There is no collateral attached to it, which means if you (as the borrower) default on repaying the loan, the lender cannot seize your property or car to recoup the loss of your non-payment.

    Loan agreement: A written agreement between borrower and lender, detailing the terms and conditions of the loan and the repayment of the loan.

    Loan repayment: This is the amount of money that has to be paid back every month towards a loan. This amount may include service, once-off initiation, interest or insurance fees.

    Loan term: The period of time set aside for a borrower to back pay the loan. Loan terms can range from 12 to 60 months.

    Loan protection insurance: This is insurance taken out by the borrower (that’s you!) to ensure repayment of the loan, in the event that the borrower passes away or is unable to earn an income due to illness or disability. This is also knows as Customer Protection Insurance (CPI).

    Interest rate: This is the percentage that’s charged for the loan, or for the use of the money you’re borrowing. The interest rate charged is the percentage of the total amount loaned or borrowed.

    Credit history: This is a history or record of a person’s ability to pay their accounts. Basically, it’s a record of how well you’ve been able to meet your financial or debt obligations: how long the debt was held, how much was owed and if payments were made on time. A good credit history is a good start to getting your loan approved easily. Your credit history can be requested as part of a credit report. To see your own credit record, ask Transunion for a free credit report.

    Loan account: This is an account opened after the conclusion of the loan agreement. This account is used to track the repayments made towards the loan, as well as the outstanding balance on the loan.

    Initiation fees: This is a once-off fee, which you are charged when you loan agreement is initiated.

    Service fees: A monthly fee debited from your account for the administration costs of your loan account.

1

Quality of
our workforce

Molebane has an unwavering focus on the quality of our employees.

2

Full
Supoort

We offers a full support on every emergency and we are available 24 / 7

3

Our strong
customer focus

We are passionate about each customer be it residential, commercial or industrial